Built in 2007 and offered by the original owner, this 4-bedroom, 2.5-bath home has been meticulously maintained and offers a rare combination of newer construction, space, and value. With approximately 1,960 above-grade sq. ft. on a 0.55-acre lot, the home also features a fully roughed-in lower level that, once finished, could nearly double the usable living space to approximately 3,920 sq. ft. Priced below many larger two-story colonials, it still offers four bedrooms and plenty of room for a growing household. The home features a screened porch, oversized carport, large backyard, and whole-house backup generator. The outdoor setting is quiet and peaceful, giving the property a private, tucked-away feel while still being close to everything Columbia has to offer. The unfinished lower level is already framed with electrical, plumbing, HVAC vents, and a full bath layout, creating excellent potential for additional living space. Another major advantage is something rarely found in Columbia: **no Columbia Association annual charge**, potentially saving the homeowner roughly **$2,400-$2,500 per year** compared with a similarly valued CA-assessed property. Conveniently located near The Mall in Columbia and Merriweather Post Pavilion, with easy access to Routes 29, 95, 70 and 100. Approximately 18 miles to Baltimore, 13 miles to Fort Meade, 28 miles to Washington, DC, and about 15 miles to BWI Airport-an excellent central location for commuters and frequent travelers.